Wallet funding options
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Cheaply integrates with Paystack and Flutterwave for wallet top-ups. Both are supported equally; pick whichever you prefer.
Cards
Most Nigerian debit and credit cards (Verve, Mastercard, Visa) work via either gateway.
Bank transfer
Both gateways offer one-time virtual account transfers. Pick Pay with bank transfer at checkout and use the displayed account details from your banking app.
USSD
Supported on Nigerian banks via Paystack. Pick USSD and dial the displayed code.
What about international cards?
Cheaply is currently optimised for the Nigerian market and NGN is the only billing currency. International cards may work but extra processing fees apply.
Speed
- Card top-ups: usually instant
- USSD: usually under a minute
- Bank transfer: usually 1-5 minutes
If a top-up does not show within 5 minutes, refresh /wallet. Still missing? Screenshot the gateway confirmation and message support.